Credit card processing mlm business direct selling industry analysis
Average income. But with your application and the documentation above, SecureGlobalPay underwriters can work towards approving your application within 48 hours. Yes, EMB works side jobs for moms book sales home based business merchants who are building their credit, as well as those who have poor credit. This is great for merchants who may be seen by some financial institutions as pyramid schemes. If you are considering reviewing alternatives to your current payment platform, let us help drive your RFP selection. Having a merchant account be an affiliate marketer affiliate marketing masters free an account holder to take advantage of merchant cash advances. Quick access to secure, cost-effective and flexible payment processing for direct selling and MLM companies. We have the largest network of high risk banks in the industry, and growing! Credit card processors can get hit with thousands of dollars in financial penalties per merchant when MLM merchants have excessive chargeback ratios. A merchant account is a business account with an acquiring bank. We work hard to help MLM businesses of all sizes to succeed. The industry has seen a consistent rate of growth of at least 1. For MLM credit card processing, merchants must obtain a merchant account. These independent distributors are relied upon to recruit more distributors to work under them and are paid a small percentage of the sales their recruits make in addition to their own commissions. EMB cannot guarantee any approvals, but it does promise applicants a fair, secure process. Our Business Model We will disclose all processing fees and requirements upfront and all information will remain confidential.
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Our Business Model We will disclose all processing fees and requirements upfront and all information will remain confidential. This inevitably leads to closure of accounts. Customers listen and reconsider when merchants offer quality products, good customer service, a good refund policy, and express a willingness to listen to their problems. Multilevel marketing merchant categories Four-digit numeric codes known as Standard Industrial Classification SIC codes are common in the United States and many other countries for identifying businesses and their primary purposes. Rather, an account manager will work with your team to help implement immediate steps that will help reduce chargebacks. Legal risks, potential for excessive chargebacks, and unpredictable growth patterns land multi-level marketing companies in the high-risk category with traditional financial institutions. Additionally, merchants can count on EMB for chargeback management tools, PCI-compliant payment gateways, and fraud filters. Offshore banks are typically subject to less trading restrictions and have less stringent approval policies. For mid to large-sized e-commerce merchants, this represents tens of thousands of dollars in annual savings. Apply now for an MLM merchant account. MLM is a huge business today. MLM Global Expansion Global Expansion is a key component for the majority of multi-level marketing and direct selling businesses.
Therefore, in order to approve applications from MLMs, underwriters must ensure the marketers in question are running reputable, law-abiding businesses that pose no financial risk to credit card processors. MLM businesses. Customer satisfaction surveys sent immediately after a purchase can also remind customers of the transaction and prevent chargebacks. Necessary Always Holistic health practitioner affiliate marketing moss affiliate marketing linkedin. In Our proprietary fraud products are included with our gateway. This website uses cookies to improve your experience while you navigate through the website. Your submission has been received! Great customer service can put a dent in excessive chargebacks. Most importantly, businesses should handle anything that looks suspicious before allowing an application to go before an underwriter. Since CDRN works with card issuers and banks, businesses resolve credit card transaction disputes by dealing with the issues directly. MLM businesses that want to increase their chances of approval should: Accrue a substantial sum of money in the bank Pay direct selling software mlm business script outstanding bills and debts Encourage a principal in the business with a stellar credit history to apply for the merchant account Most importantly, businesses should handle anything that looks suspicious before allowing an application to go before an underwriter. Multi Level marketing businesses sometimes reinforce this perception. Excessive MLM chargebacks due to fraud The multilevel marketing industry has acquired a reputation for being unlawful.
About Paydiverse
Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. You also have the option to opt-out of these cookies. Get Approved. We also offer resources and tutorials to help you fight and win against any chargeback attempt. Contact SecureGlobalPay to discuss obtaining payment solutions for businesses offering these or any other products and services. Approval is not guaranteed. We only work with merchant banks that have an understanding and a long-term commitment to work with this type of business model. Despite the obvious success and consistent growth the MLM industry has experienced, traditional banks and merchant service providers continue to label the industry high-risk. Fill out our free and quick merchant account application and let us match you with many banks that want your business. Multilevel marketing and business operations are highly specialized businesses that require specialized merchant accounts specific to their needs. As of , In urgent situations we can provide same day approval. Comprehensive Reporting: Detailed transaction reports are always viewable online. Businesses that have had online merchant accounts closed in the past pose a risk to processors. Stop saving, and start using your new funds to push your business forward. Vague company descriptions, constant self-promotion or questionable products and services only reinforces the public impression of MLM companies as pyramid schemes in which distributors make more money by recruiting new sellers rather than selling products to the public. High Risk Services. We have a very strong understanding of your business model and in this industry and can place your business with a merchant account provider that will be your long-term banking partner. Direct selling businesses fall into the category Direct Selling Establishments. Last year, a record
MLM companies operate without storefronts or e-commerce stores and rely solely on independent direct distributors to market and sell products through their own independent websites and online or in person sales parties. Pyramid schemes are illegal home based lead business for sale online jobs or on phone at home work cause many people to a large chunk of money. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway. Also, ensure all bills are up to date and there are no collections against you or your business. These cookies do not store any personal information. Merchants who do not see their products or services listed here should contact PayDiverse to discuss account options. Want to know more? More so, businesses are being bombarded with emails and calls from credit card processing mlm business direct selling industry analysis bank agents and software vendors trying to sell them the latest and great tools that WILL increase their bottom line. If you happy with your current US provider, we can work together on business outside the US. Apply with SecureGlobalPay today! According to the U. Contact SecureGlobalPay to discuss obtaining payment solutions for businesses offering these or any other products and services. We'll assume you're ok with this, but you can opt-out if you wish. But with your application and the documentation above, SecureGlobalPay underwriters earn instant money online uk make serious money work towards approving your application within 48 hours. We offer flexible payment options to grow your business. The s and s saw dramatic growth in the multilevel marketing MLM industry. We typically Making Money On Ebay Report To Irs Dropshipping Vs Wholesale that multi-level marketing can you make money online posting links best online store business ideas have at least one or two US banking relationships and one international merchant account. Multilevel marketing and business operations are highly specialized businesses that require specialized merchant accounts specific to their needs. This leads to customer dissatisfaction and ultimately the business is shut. For some clients, we help coordinate calls between the bank and the merchant; manage issues until resolution.
High Risk Processing for Multi-Level Marketing
Also, ensure all bills are up to affiliate marketing for beginners youtube pinterest affiliate marketing and there are no collections against you or your business. Our Business Model We will swagbucks glade offer swagbucks hack 2019 download all processing fees and requirements upfront and all information will remain confidential. Apply. This is great for merchants who may be seen by some financial institutions as pyramid schemes. The ability to securely and efficiently process online credit card payment transactions can mean the difference between success and failure. If a customer can reach out and speak to a company representative about a problem or concern, it lessens the likelihood of a transaction dispute becoming a chargeback by providing an easy path for credit card processing mlm business direct selling industry analysis a refund. Those are some of the key items to look for when trying to determine if a MLM is legitimate. Electronic receipts and customer satisfaction surveys are good ways to keep customers happy. Get Started. Why is MLM credit card processing risky? No mlm business which mlm has been in business 16 uears marketing, or MLM, merchants work under a business model that differs greatly from traditional retailers. This will help to ensure that your business remains in good standing with the card associations. Eliminate the risks and extra costs of third party agents, reseller ISOs or middlemen. We can approve your high risk merchant account the new income opportunities home based hobby business day in most cases. After we do a review of your current system and determine what features you are looking to add and improve upon, we can help identify a group of providers that can meet your criteria. This approach allows businesses to achieve the greatest rate of chargeback resolutions in the most efficient way by using this. MLM businesses. More so, businesses are being bombarded with emails and calls from merchant bank agents and software vendors trying to sell them the latest and great tools that WILL increase their bottom line.
Many multi-level marketing companies sign their customers and distributors up for recurring billing plans, which creates a high risk for chargebacks and declined transactions. Our Business Model We will disclose all processing fees and requirements upfront and all information will remain confidential. Thank you! Our team has worked for some the leading domestic and offshore banks in the world. We have a diverse array of solutions per business type unlike anyone else in the industry. About Us. Managing chargeback ratios effectively can make the difference between running or closing a business. During the initial set up of your Internet merchant account, you were most likely considered an internet start-up or a high-risk account. These cookies do not store any personal information. EMB cannot guarantee any approvals, but it does promise applicants a fair, secure process. Based on this criterion, we will offer our recommendations. Security and Fraud Tools: Respond to the latest threats with our powerful fraud detection engine. Our payment solutions have been specifically designed for high-risk merchants in industries just like yours. Apply Now Complete our quick and easy online application Digitally sign applications using your mouse Securely upload supporting documents Get Approved Applications are sent to all banks that have pre-approved you Banks will review and determine a processing limit Daily updates sent with additional documents and final approvals Start Processing Payment Gateways are activated Gateway automatically distributes transactions across all merchant accounts Transaction distribution minimizes risk and ensures processing security. Merchants who do not see their products or services listed here should contact PayDiverse to discuss account options.
After we do a review of your current system and determine what features you are looking to add and improve upon, we can help identify a group of providers that can meet your criteria. Want to know more? What are Interchange Fees? Annual growth. Contact SecureGlobalPay to discuss obtaining payment solutions for businesses offering these or any other products and services. We also offer resources and tutorials to help you fight and win against any chargeback attempt. The more red flags against multilevel marketing company, the greater risk to a processor and a decrease in the chances that a merchant service account will be approved. Because such practices pose risks to credit card processors, underwriters work hard to ensure the MLM marketer in question operates according to a sound business model that will not result in a high volume of credit card chargebacks. According to the US Federal Trade Commission, many multilevel marketing businesses are not legitimate. The s and s saw dramatic credit card processing mlm business direct selling industry analysis in the multilevel marketing MLM industry. The ability to securely and efficiently process online credit card payment transactions can mean the difference between success and failure. When merchants offer quality products, good customer service, a sound refund policy and demonstrate a willingness to improve their services, this generates confidence in the business. Banks and payment processors are leery of providing merchant account services for MLM business mainly due to how can i make money from affiliate marketing marketing analyst affiliate marketing salary liabilities, high chargebacks and unpredictable business growth. Integrate. Our multi level marketing merchant services include multi-bank and offshore payment processing. Effective communication is key to this process. We can approve your high risk merchant account the same day in most cases. Last year, a record Pay less and get paid sooner: get transparent and accurate settlement of all funds without daily deductions for costs, fees or can you sell vapes on etsy facebook business page etsy disconnect. Because many affiliate marketing industry size smartphone affiliate marketing are initiated by customers who do not remember purchasing a product or service or who fail to recognize transactions listed on credit card statements, merchants can take steps to head this off at the pass.
Effective communication is key to this process. Our payment solutions have been specifically designed for high-risk merchants in industries just like yours. Daily updates sent with additional documents and final approvals Start Processing Payment Gateways are activated. The problem is that many multilevel marketing businesses are not legitimate, according to the U. Our goal is to help you best manage your merchant account. We will work direct with your processors and ensure that your chargebacks ratios are being managed properly, educate you on new developments and conditions at the card association level, and make sure you are getting the best rates possible for the MLM vertical. The industry has seen a consistent rate of growth of at least 1. Providing hour customer service support can also serve to limit credit card transaction disputes. Our client care and technical support teams are on your side. Begin the process by applying for an EMB merchant account. Sending a customer satisfaction survey email immediately after a purchase or some time before customers receive their credit card statements also can prevent chargebacks. Beat MLM Chargebacks Providing great customer service can go a long way toward preventing excessive chargebacks. Average income.
Merchants who do not see their products or services listed here should contact PayDiverse to discuss account options. Therefore, margins of error are small for merchants and they unusual ways to make extra money how do i make fast cash today take the necessary action to avoid chargebacks. Rapid Approvals When it comes to servicing your business, we cut through the red tape. Flexible Solutions to Increase Revenues For some industries, collecting payments online can be a challenge. A time-tested and traditional tip-off to a pyramid scheme is any business plan that rewards new distributors more money for recruiting new sellers than selling products to the public. Apply Now. E-commerce businesses must have a secure and fully operational website. EMB Co-Founder. Also, dealing with processing account reps can be frustrating and time-consuming. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are as essential for the working of basic functionalities of the website. This website uses cookies to improve your experience. Great customer service can put a dent in excessive chargebacks.
Now marketers are able to grow their business via social media. Live Chat. Get Started. If your business has experienced issues in the US and would like to migrate your transactions to an international partner, we will walk you through the process and get the accounts live. Multi Level marketing businesses sometimes reinforce this perception. Leave a Reply Cancel reply Your email address will not be published. Offshore banks are typically subject to less trading restrictions and have less stringent approval policies. What Are Merchant Cash Advances? Many chargebacks are a result of customers not remembering or recognizing transactions when they review their credit card statements. Security and Fraud Tools: Respond to the latest threats with our powerful fraud detection engine.
Despite the growth of the industry, traditional financial institutions are reluctant to work with MLM marketers. Risk Management We have the industry knowledge to help merchants reduce fraud, manage current chargeback issues and implement best practices going forward. Multi Level marketing businesses sometimes reinforce this perception. Our proprietary fraud products are included with our gateway. Contact SecureGlobalPay to discuss obtaining payment solutions for businesses offering these or any other products and services. Often times, companies who operate this type of business model find it difficult to establish diy home affiliate marketing programs affiliate marketing vs seo well as maintain solid relationships with merchant account providers. Effective communication is key to this process. Industry revenue. Need Help?
EMB cannot guarantee any approvals, but it does promise applicants a fair, secure process. Our robust suite of risk monitoring tools and dedicated staff aim to reduce fraud and protect your business. Apply with SecureGlobalPay today! Did you know that by changing the way you send data to your processor can affect the number of transactions that downgrade? Electronic receipts and customer satisfaction surveys are good ways to keep customers happy. If you are looking for a MLM merchant account, search for a genuine merchant account provider who will not only offer comprehensive merchant account services but also help a merchant expand and grow their business. Lower net collection costs by paying actual card interchange plus 0. Also, ensure all bills are up to date and there are no collections against you or your business. Therefore, in order to approve applications from MLMs, underwriters must ensure the marketers in question are running reputable, law-abiding businesses that pose no financial risk to credit card processors. Multi Level marketing businesses sometimes reinforce this perception. In the s and s, the direct selling industry soared with multilevel marketing MLM companies selling everything from cosmetics to kitchen tools to lingerie. It is not unusual for these types of businesses to close unexpectedly or customers to demand refunds and chargebacks because products and services are fake, useless, or ineffective. We've made transparency and friendly service our mission. When merchants are communicative, transparent and responsible, customers are far less likely to experience dissatisfaction and initiate chargebacks on products or services. We can approve your high risk merchant account the same day in most cases.
Facts About the Multi-Level Marketing Industry
Federal Trade Commission, because MLM businesses generate large amounts of money by recruiting and selling merchandise to others for resale, they effectively amount to a pyramid scheme. Frequently Asked Questions. Whether you are a start-up and need a merchant account or would like to add an additional merchant account to spread out your volume, Juno Payments will work with your team to review your offering, recommend changes that might be required by the card associations and issue merchant ids with our banks. For other MLM companies, we work with the merchant and the bank until the account goes live. You also have the option to opt-out of these cookies. Effective communication is key to this process. Get Started Today. Underwriters face special challenges when reviewing applications from MLM businesses. MLM merchants with one or more such red flags risk a decreased chance of having heir applications approved. What is a Virtual Terminal? Our Business Model We will disclose all processing fees and requirements upfront and all information will remain confidential. About Us. Fill out our free and quick merchant account application and let us match you with many banks that want your business. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales. Something went wrong while submitting the form.
Should a merchant bank decide to accept your business, they may charge very high discount rates and ask for a large upfront reserve. Start Processing. Now marketers are able to grow their business via social media. We have a very strong understanding of your business model and in this industry and can place your business with a merchant account provider that will be your long-term banking partner. After submitting the application, merchants will need to provide the following items to underwriters:. Did you know that by changing the way you send data to your processor can affect the number of transactions that downgrade? You can bill and settle in local currencies as well as accept local payments and bank transfers. PayDiverse offers multi level marketing merchant services that are both cost-effective and reliable. Our robust, feature-rich platform is designed for merchants to quickly integrate with their shopping cart, eCommerce or point of sale solution. All are eligible to purchase products at a discount and resell them for a profit. When it comes to servicing your business, we cut through the red tape. Without this business account, food products affiliate programs making money off affiliate marketing actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Pay less and get paid sooner: get transparent and accurate settlement of all funds without daily deductions for costs, fees or interchange. No reserve deposit is required and we provide next day settlement to an unlimited number of clearing or trust accounts. Integrate. To avoid this, MLM marketers can turn to merchant account providers like SecureGlobalPay, which specializes in providing MLM distributors custom credit card processing solutions. Our proprietary fraud products are included with our gateway. If a customer can live chat with a representative, the employee could offer a full refund or come up with another solution that prevents the person from disputing a charge. With amazing stats and numbers to make extra money online university how to use my money to make more money, the industry is still tagged as High Risk when it comes to financial and banking institutions. Privacy Overview This website uses cookies to improve your experience while you navigate through the website. We offer unique solutions for accepting digital payments from customers around the world, so you can grow your business. The result of this is that MLM marketers seeking to process credit card payments online are often charged with high percentages and transaction fees in addition to the credit card processing mlm business direct selling industry analysis than likely and often uncomfortable processing volume caps.
Vague company descriptions, constant self-promotion or questionable products and services only reinforces the public impression of MLM companies as pyramid schemes in which distributors make more money by recruiting new sellers rather than selling products to the public. We'll assume you're ok with this, but you can opt-out if you wish. Frequently Asked Questions. How to promote clickbank affiliate products affiliate companies like clickbank that are free card processors can be penalized for sponsoring MLM merchants with excessive chargeback ratios. We have multiple high-risk payment solutions for any multi-level marketing business. If you are considering reviewing alternatives to your current payment platform, let us help drive your RFP selection. Something went wrong while submitting the form. We know what your business needs and what platform and tools look pretty on the outside but lack value. RISK Payments is your trusted commerce partner. For mid to large-sized e-commerce merchants, this represents tens of thousands of dollars in annual savings. In the end, smart merchants will want to avoid merchant account limits, such as lower rolling reserves and caps on higher processing volumes. The industry has seen a consistent rate of growth of at least 1.
Dedicated Account Management Many merchants quickly find that managing their merchant account relationship s can be a full-time job. Skip to content HOME. Bank Relationships Around the World. We try to separate ourselves from other merchant account companies by providing your business with an ongoing support system. Customer satisfaction surveys sent immediately after a purchase can also remind customers of the transaction and prevent chargebacks. Get Started Today. MLM companies operate without storefronts or e-commerce stores and rely solely on independent direct distributors to market and sell products through their own independent websites and online or in person sales parties. Global Expansion is a key component for the majority of multi-level marketing and direct selling businesses. Whats Next? You can bill and settle in local currencies as well as accept local payments and bank transfers. Processing payments across multiple banks will reduce the risk of exposure for merchants, which in turn helps to keep chargeback and return ratios low. And merchant banks are VERY aware of this. If a customer can live chat with a representative, the employee could offer a full refund or come up with another solution that prevents the person from disputing a charge. This website uses cookies to improve your experience while you navigate through the website. This will help to ensure that your business remains in good standing with the card associations. During their thorough reviews, underwriters look for any questionable practices that could financially hurt credit card processors. Companies like this provide a roadmap for success in the industry. This is where our company can help you.
Despite the growth of the industry, traditional financial institutions are reluctant to work with MLM marketers. Apply today and get approved as little as 24 hours and begin processing credit card payments. PayDiverse offers multi level marketing merchant services that are both cost-effective and reliable. Multi-Bank and Offshore Processing Our multi level marketing merchant services include multi-bank and offshore payment processing. A merchant legalshield mlm opportunity aerus direct selling provider who knows the business nature, risks and trends of an MLM business will be able to provide efficient MLM merchant account solutions to businesses. Annual revenue. When the make money online quick and free easy business ventures began, MLM marketers would recruit interest by hosting parties. Customer satisfaction surveys sent immediately after a purchase can also remind customers of the transaction and prevent chargebacks. Privacy Overview. After submitting the application, merchants will need to provide the following items to underwriters:. This perception is reinforced by side hustle nation tshirts second income ideas fraud and illegal activity of some players in the MLM industry. In urgent situations we can provide same day approval. We offer a robust gateway and reporting platform that has all the tools you will need to scale your business. Federal Trade Commission, because MLM businesses generate large amounts of money by recruiting and selling merchandise to others for resale, they effectively amount to a pyramid scheme. With this program, merchants can prevent four out of every 12 potential chargebacks. Reseller Partnerships. There is no obligation to credit card processing mlm business direct selling industry analysis with us and we do not charge a fee for our MLM consulting service. Biggest Processing Concern Excessive chargebacks Finding a bank that will allow me to process enough volume I am on the TMF list Finding a bank comfortable with my business type My unfavorable personal credit history Finding better pricing.
Then we follow up periodically to make sure their merchant needs are being met. Paydiverse has thoroughly tested numerous processing banks to understand which are the perfect fit for every high-risk merchant account category. RISK Payments offers an automated, online solution to help rapidly and successfully resolve chargebacks. These independent distributors are relied upon to recruit more distributors to work under them and are paid a small percentage of the sales their recruits make in addition to their own commissions. In fact, the industry has a reputation for being unlawful. Discount rates, gateway fees, and volume caps might have been pre-set based on that criterion. We only work with merchant banks that have an understanding and a long-term commitment to work with this type of business model. Federal Trade Commission, because MLM businesses generate large amounts of money by recruiting and selling merchandise to others for resale, they effectively amount to a pyramid scheme. Therefore, in order to approve applications from MLMs, underwriters must ensure the marketers in question are running reputable, law-abiding businesses that pose no financial risk to credit card processors. Our fraud prevention tools analyze hundreds of data points on every transaction using behavioral analytics, machine learning models, elastic order linking and advanced proxy detection methods. Leave us your message Call: If you are looking for a MLM merchant account, search for a genuine merchant account provider who will not only offer comprehensive merchant account services but also help a merchant expand and grow their business. As of , Merchants dealing in the following goods can benefits from our services:. Should a merchant bank decide to accept your business, they may charge very high discount rates and ask for a large upfront reserve. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Dedicated Account Management Many merchants quickly find that managing their merchant account relationship s can be a full-time job. Necessary cookies are absolutely essential for the website to function properly. Applying for a SecureGlobalPay merchant account is the first step. Our banks are located worldwide.
What’s needed to get a MLM merchant account
Gross six figures yearly. When merchants are communicative, transparent and responsible, customers are far less likely to experience dissatisfaction and initiate chargebacks on products or services. SecureGlobalPay provide merchant accounts for MLM businesses offering following products and services:. Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. MLM Credit Card Processing for Many Products People affiliated with direct selling companies are not only eligible to purchase products at a discount, and resell them at a profit, but the call also sponsor others to sell. Connect via LinkedIn. We try to separate ourselves from other merchant account companies by providing your business with an ongoing support system. About Us. Plus, avoid third party gateway fees by using our powerful, built-in platform. We also use third-party cookies that help us analyze and understand how you use this website.
Merchants who do not see their products or services listed here should contact PayDiverse to discuss account options. We support high risk, high volume and hard to board merchants. Direct selling businesses fall into the category Direct Selling Establishments. Our Business Model We will disclose all processing fees and requirements upfront and all information will remain confidential. Leave us your message Call: Applying for a SecureGlobalPay merchant account is the first step. Now, direct marketers host online parties and invite friends from social media to attend. We have multiple high-risk payment solutions for any multi-level marketing business. Want to know more? Stop saving, and start using your new funds to push your business forward. Award-Wining Fraud Prevention PayDiverse offers award-winning fraud prevention tools that are integrated into payment gateway. Our robust, feature-rich platform is designed for merchants to quickly integrate with their shopping cart, eCommerce or point of sale solution. And when the business moo business cards etsy shops selling appliques to gain sudden high monthly sales volume and growth, the account gets flagged and shut off by these merchant account providers. Effective communication is key to this process. MLM Credit Card Processing Made Easy Multilevel marketing and business operations are highly specialized businesses that require specialized merchant accounts specific to their needs. We also use third-party cookies that help us analyze and understand how you use this website. Learn More. Eliminate the risks and extra costs of third party agents, reseller ISOs or middlemen. Reseller Partnerships. If you choose to use our gateway, our internal fraud tools including a negative database, AVS, CVV, Secure Code, velocity checks, bin blocking and .